Insurance

Homeowners Insurance Policy Questions & Answers

By |2021-08-16T18:21:34+00:00August 16th, 2021|Homeowners, Insurance, News|

The best time to learn about what’s included in a basic homeowners insurance policy is before you have a claim. We’ve gathered the answers to the most common “Am I covered if...” questions about your homeowners insurance policy to help you to minimize any coverage surprises. Typically, coverage does not apply to [...]

Common Auto Insurance Policy Questions

By |2021-08-16T18:10:16+00:00August 16th, 2021|Insurance, News|

Q: If a friend drives my car, is he or she covered by my policy? A: Since most insurance coverage is connected directly to the car, if someone else borrows your car occasionally, he or she should be covered under your policy. Yet, your premium is based on both your vehicle and the “primary” [...]

Life Events That May Affect Your Insurance Needs

By |2021-08-16T18:06:40+00:00August 16th, 2021|Insurance, News|

Don't Let Life Get in the Way of Your Insurance Needs As we age and reach different milestones in our lives, our insurance needs change. In order to ensure adequate coverage, contact your insurance broker if you’re affected by any of the following life events: New homeownership— Purchasing a new home [...]

Insurance Considerations: Newlyweds

By |2021-08-12T16:13:37+00:00August 12th, 2021|Insurance, News|

Insurance Considerations for Newlyweds Choosing insurance may not be as romantic as deciding where to go on your honeymoon, but it is one of the most important things you can do as newlyweds. Although most couples are aware of the need to readdress their insurance needs when they get married, there is a [...]

Life Insurance Terms: The Basics

By |2021-08-12T15:46:16+00:00August 12th, 2021|Insurance, News|

Understanding Life Insurance Terms Like many industries, the world of insurance has its own unique set of vocabulary to describe its products. To help you understand the information included in a life insurance policy, we’ve gathered some basic terminology in this easy-to-reference overview. Beneficiary: The person or party named by the owner of a [...]

Named Storm Deductibles

By |2021-07-28T20:01:28+00:00July 7th, 2021|Insurance, News|

Named Storm Deductibles The heavy rainfall, high winds and storm surges associated with hurricanes and other intense storms can devastate any home, even those located hundreds of miles off of a coast. And, because these storms have the potential to cause tens of billions of dollars in damage, insurance providers generally use special, [...]

Car Insurance Premium Factors

By |2021-07-07T16:10:10+00:00July 7th, 2021|Insurance, News|

What Factors Affect Car Insurance Premiums? If you’ve ever wondered why your auto insurance premium differs from what your family and friends pay, it’s because auto insurance policies are not one-size-fits-all. Factors like your personal driving history, how often you drive and where you live can all affect the cost of your auto [...]

Know Your Insurance: Storm Damage

By |2021-07-28T14:43:56+00:00June 3rd, 2021|Insurance, News|

If a Tree Falls Who Pays? Every year, storms are responsible for felling countless trees and limbs. Unfortunately, some of those fallen trees damage homes and other property. Cleaning up the damage from a storm can be a difficult task, both physically and emotionally, and things can become especially tense when you discover [...]

Tips for Insuring Your Condominium

By |2021-03-30T14:24:00+00:00March 26th, 2021|Insurance, News|

Buying a condo? We can help! Buying a condo is a complicated process, especially when it comes to obtaining the proper insurance. Florida is different than many other states, which can be especially challenging. The right coverage for your condo is very important and our team at Boyd Insurance & Investment Services is [...]

Know Your Insurance: Auto Coverages

By |2021-03-26T14:42:12+00:00March 26th, 2021|Insurance, News|

6 Types of Auto Insurance Coverage If someone were to ask you what was covered under your auto insurance policy, would you be able to tell them? Like most of us, you would probably have a hard time confidently answering that question. Interpreting the various types of coverage offered under your auto insurance [...]

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