Understanding Life Insurance Terms Like many industries, the world of insurance has its own unique set of vocabulary to describe its products. To help you understand the information included in a life insurance policy, we’ve gathered some basic terminology in this easy-to-reference overview. Beneficiary: The person or party named by the owner of a [...]
Named Storm Deductibles The heavy rainfall, high winds and storm surges associated with hurricanes and other intense storms can devastate any home, even those located hundreds of miles off of a coast. And, because these storms have the potential to cause tens of billions of dollars in damage, insurance providers generally use special, [...]
What Factors Affect Car Insurance Premiums? If you’ve ever wondered why your auto insurance premium differs from what your family and friends pay, it’s because auto insurance policies are not one-size-fits-all. Factors like your personal driving history, how often you drive and where you live can all affect the cost of your auto [...]
If a Tree Falls Who Pays? Every year, storms are responsible for felling countless trees and limbs. Unfortunately, some of those fallen trees damage homes and other property. Cleaning up the damage from a storm can be a difficult task, both physically and emotionally, and things can become especially tense when you discover [...]
Buying a condo? We can help! Buying a condo is a complicated process, especially when it comes to obtaining the proper insurance. Florida is different than many other states, which can be especially challenging. The right coverage for your condo is very important and our team at Boyd Insurance & Investment Services is [...]
6 Types of Auto Insurance Coverage If someone were to ask you what was covered under your auto insurance policy, would you be able to tell them? Like most of us, you would probably have a hard time confidently answering that question. Interpreting the various types of coverage offered under your auto insurance [...]
Calculating Your Renters Insurance Needs Unexpected events like theft, vandalism or fires can wreak havoc on your personal belongings and cost you a fortune. Renters insurance is an affordable way to protect your belongings from losses—losses that can be far more costly than you may expect. Let’s examine what renters insurance covers and how [...]
5 Ways to Start Your Year Off Right Like many other people, you may be thinking about what you would like to accomplish in 2021 or what life changes you could make. Common New Year’s resolutions include losing weight, exercising, getting organized, learning new skills, and saving money. To achieve your resolutions, try [...]
With ever-fluctuating home values, are you confident your homeowners insurance policy limits are enough to cover the cost of rebuilding your home, should the unexpected happen? The cost of rebuilding your house may be higher than the price you paid for it or the price you could sell it for today. As a homeowner, [...]
Decorate Safely During The Holidays As the holiday season gets into full swing, many families decorate to spread some cheer and make their homes more festive. While holiday decorations can be fun and beautiful, they can also present fire hazards. To keep your home and family safe this holiday season, consider the following [...]
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